R

RAKHIAIR 65· 2025

Question 2GS3GS3

The Reserve Bank of India's surplus transfers offer the government much-needed fiscal space, yet they are not without challenges. Critically examine the implications of the RBI's surplus transfers to the government. (Answer in 150 words)

Open scan (p.8)

Introduction

RBI transfers its surplus transfers and funds to government of India, ensuring fiscal development and reduction of government debt.

19 words

Main Body

RBI transfers its surplus transfers and funds to government of India, ensuring fiscal development and reduction of government debt. Benefits/Positive: - Provide for social welfare policies to RIMARU classes Utility Scheme co-operation: - Reduce loss to PSUs Challenges faced: (1) Issue of contention - with government and RBI at loggerhead over principles of transfers (2) Reduce RBI profit - who has followed fiscal discipline to achieve this (3) Overdependence of government on RBI transfers, reducing motivation for promoting own funds (4) Dilution of Autonomy - of RBI, who is unable to decide an idlocation of profit Implications:Promote social welfare policies e for subsidiesReduce debt from international marketsHelp in fiscal healthhelp achieve targets of budget Yet, need is for better co-operation between: - forming standards and principles e - Suggestion of ujal Patel committee - Analyse liabilities and expenses of RBI before transfer - External audit of transfer, every 6 months Thus, need is to maintain fiscal discipline and not disinvest those who promote profit generation.
173 words1 paragraphs

Conclusion

Thus, need is to maintain fiscal discipline and not disinvest those who promote profit generation.

15 words

Topper

RAKHI

AIR 652025

Subject & Paper

GS3GS3

Topic

Economic Development

Mobilisation of Resources

RBI surplus transfers and fiscal implications

Writing Stats

207

Total words

1

Paragraphs

analytical

Tone