Analyse the factors that have contributed to India's inclusive economic growth in the past decade.

India saw reduction of 25 crore people out of poverty as per N27 Amyat. showcase it progress in inclusive growth. Factors leading to inclusive growth: 1) Saturation of government schemes as per N27 Amyat Aspirational Districts Program, D87 2) Financial inclusion through JAM trinity - Aadhaar has more than AICL Bank account formed allow credit scheme access 3) Regional growth: Raised by special focus on sectoral plan specific (PM-DEVINE North East) 4) Community specific plan & targeted approach via Initial (PM-JANAAM) 5) Right-based approach towards right to work MNREGA and right to food PDS - reduce including excluding 6) Rural development: focus through SHE, NRLM, Rural scheme 7) PM Gati Shakti focus for employment via focus NTIPL via (Transport sector) 8) Skilling thrust focusing on skill building and wellbeing via PM UJJWALA Challenges in inclusive growth: 1) Rise in inequality eg Oxfam report shows rise in inequality 2) Regional imbalance seen eg Bihar percentage also 3) Rural-urban divide 4) Still 11A people under multi poverty 5) Unemployment jobless growth eg PLFS 40%, whereas China 9% 6) Gender violence and low FLPR eg 12.5% only whilst china 47% 7) Focus on short term welfare eg Realistic way tightened capability model (Amartya Sen), Skill Focus (PM Kaushal Vikas), Capital Infra (N27 Amyat) - JALTA vikas fees & Shillong