Question 16GS2GS2
Self-Help Groups (SHGs) are emerging as vehicles of socio-economic transformation in India. Examine the role of government in scaling their reach and effectiveness. (Answer in 250 words)
Main Body
SHG/Self help group are voluntary groups of people coming together to reach their economic-goal objectives theme based on mutual growth. SOCIO-ECONOMIC TRANSFORMATION IN RURAL AREA: 1. Financial inclusionwomen in the finance sector. SHGS43 lakh women in finance sector net score 2. Access to institutional credit in rural. Intl credit 3. Small businesses and commercial activitiesentrepreneurshipwomen empowerment 4. Increasing human capital indicators MIT Chart showing 53k, 16k, 15k trends for 2014, 2021, 2023 5. Emergence of rural area as field of innovationFPOs/Food processing startups 6. Women empowermentDione DidisSakhi programmeKVC Role of Government in Scaling: 1. SHG bank linkage programme1992 creating formal linkagemainstreaming SHG. 2. Microfinance avenuesbased on databan on usurious lendingdefinition of MFI - 3L to CL
3. Joint Liability Groups JLGsto increase the prompt payment 4. PSL - priority sector lending limitwidenedmade inclusive 5. Engagement with CSO/NGOsMYSORAD - MysoreGeetika - BiharKumarasthala - KeralaMavim - MaharashtraShamasthala Trust - Karnataka ISSUES REMAIN: a Exit capturedominance of few82 complaint against Niti by non-merit food seenought of merit b Lack of accounting & management HQ c Poor regional distribution disparity 4. SHGA - below National Help group [PMNSD]. NABARD Dasha - Sutra - Ten Principles are guiding principles
241 words1 paragraphs
Conclusion
SHGA - below National Help group [PMNSD]. NABARD Dasha - Sutra - Ten Principles are guiding principles
17 words
Diagram
Bar chart showing financial indicators with values and trend lines for 2014-2023
Topper
Kiran Kamate
AIR 53
Subject & Paper
GS2GS2
Topic
Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders
NGOs and SHGs
Self-Help Groups
Writing Stats
258
Total words
1
Paragraphs
analytical
Tone