Question 4.15GS2GS2
Self help groups are community based institutions aimed to mobilise their funds and involvement in income generating activity.
Main Body
Role of SHGs: Mobilisation of marginalised section Economic empowerment Capacity building Rural development Employment generation SHGs can be used as a platform for civil development, entrepreneurship and income generation among marginalised section. Benefits:Grassroot instituting thus better reach of initiativesConsensus based approach thus better acceptanceSkill development in local crafts and activitiesbetter capacity buildingPeer learning model can be adoptedSHGleave linkage program can be leveragedfundspromote entrepreneurship and income generatingEasy to access loans on the basis of collective guaranteeCollective expertise of all membersbetter success of entrepreneurial venture eg. Lilijit Pappadmore income generating.
Challenges:Limited capacity with SHGsLimited access of funds for expensive cusupDifficulty to build consensusMost of involved in low income, primary activity based occupationsBurd household burden on womenMost SHGs limited to rural areas thus urban poor neglectedLimited role of NGOs in mobilisation and capacity building of SHGsLack of collateral based in getting access of loans But if the potential of SHGs is realised fully then they can be instrumental in poverty alleviation measures. Government schemes like NRLM, Startup India scheme should be leveraged to enhance capacity of SHGs.
216 words1 paragraphs
Conclusion
But if the potential of SHGs is realised fully then they can be instrumental in poverty alleviation measures. Government schemes like NRLM, Startup India scheme should be leveraged to enhance capacity of SHGs.
33 words
Topper
Nidhi Goyal
AIR 912022
Subject & Paper
GS2GS2
Topic
Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders
NGOs and SHGs
Role and benefits of SHGs in economic empowerment
Writing Stats
249
Total words
1
Paragraphs
analytical
Tone