Self Help Groups (SHGs) can play a crucial role in alleviating regional disparity by providing women with access to microfinance, enabling them to start small businesses and improve their livelihoods. Examine.

Fact seekers: SHGs seek to overcome due to marriage of women makes group vulnerable. Capacity enhancement of SHG members is not focused. Bureaucratic hassles in accessing formal credit. Way forward: Expedite digitization efforts, Extend MUDRA loans, Leverage Bank Sakhis for Financial literacy.