<UNKNOWN>

Problems: Most of SHG's credit is used for personal/subsistence expenses. Social norms, que deeprooted and women showing self-culpability behavior. SHGs – Formal credit linkages are not yet prudent despite relaxation by government (e.g. Collateral free SHG to 6am). It should be a conscious community effort to empower women holistically beyond only multiple effect of women empowerment. NGO – objective – community effect – Govt – 'structures'. Can help women found meaningful ventures especially those educated

[Page appears to be blank or contains only partial/illegible content]