Effective utilisation of public funds is not merely an administrative requirement but a moral responsibility of those entrusted with public office. However, instances of funds allocated to government schemes hang idle or being diverted towards extraneous purposes continue to be reported across the country. Examine the reasons for under-utilization and mis-utilization of public funds and their implications.

) Over regulation ) Lack of Transparency - of officer judiance every in fund use. (2). Nexus between politician and officer x - Charaghat had an level involvement ) No grievance redressal mechanism ) Delay in public project of develop- ment activity x Read, Railway etc. (2) cost overrunning due to delays. (3). Deletion of public fund (4). security is promised

a delay in public projects x Read, Railway etc. (2) cost overrunning to delays. (3). Deletion of public fund (4) security is promised x - delay in define aggression. [Note] - every public fund use must be guided by 'virtue ethics' for benefit of nation.