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PRASTUTI UPADHAYAAIR 84· 2024

Question Q.16GS2GS2

Self-Help Groups (SHGs) can play a crucial role in alleviating rural poverty by providing women with access to microfinance, enabling them to start small businesses and improve their livelihoods. Examine.

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Main Body

4help get initial capital to start businesses for Kedumbashree, Ujjvala. (5) Not dependent on men for money. (6) Entire source of income & brand creation for legal paved. ISSUES (1) Lack of awareness about organizing into SHGs. (2) Regional imbalance: 70% are located in southern states of Tamil Nadu, Kerala, Karnataka, Andhra Pradesh. (3) Lack of TA credit facilities from institutional sources in remote areas. (4) controlled by men & women acting as surrogate members.
7Lack of involvement of Dalit & tribal women. Way forward (1) Awareness & capacity building programme under PM Kaushal Vikas Yojana. (2) PSL targets for rural & scheduled banks in rural areas. (3) Inverse penetration in northern areas like UP, Bihar. (4) Involve local panchayats & integration with local businesses. SHGs have ability to cover issue of rural poverty & empower women for 'Nari Shakti' Goal.
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Conclusion

SHGs have ability to cover issue of rural poverty & empower women for 'Nari Shakti' Goal.

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Topper

PRASTUTI UPADHAYA

AIR 842024MGP

Subject & Paper

GS2GS2

Topic

Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders

NGOs and SHGs

Self-Help Groups and Rural Poverty

Writing Stats

159

Total words

1

Paragraphs

analytical

Tone