Question 16GS2GS2
Self-Help Groups (SHGs) are emerging as vehicles of socio-economic transformation in rural India. Examine the role of government in scaling their reach and effectiveness.
Introduction
Self-Help Groups have acted as a game changer for rural India particularly rural women.
14 words
Main Body
Self-Help Groups have acted as a game changer for rural India particularly rural women. # SHGs as vehicles of socio-economic transformation: 1) Economic Empowerment Eg. SHG in Bhadrachalam, Telangana pool resources and sell biscuits made from millets. 2) Women led development as SHGs are generally led by rural women. 3) Provide services to greater society Eg. NAMO-drone didi schemeSHG women provide drone services to farmers.
4Entrepreneurial development Eg. Lijjat Papad Model. 5) Capacity Building Eg. SEWA (Self Employed Women's Association) provides vocational training to rural women. Within Challenges: i) Credit Crunch Lack of adequate credit availability; dependent on informal sources for loans. ii) Limited Reach Eg. SHGs normally 10-15 women. iii) Lack adequate Capabilities Like skills, digital literacy Eg. Only 10% digital literacy in rural India (CNSO survey).
# ROLE GOVERNMENT CAN PLAY: 1) Quicker support Eg. Lakpati didi Scheme to turn SHG women income above 1 lakh. 2) Credit Availability SHG - bank linkage program NABARD MUDRA Scheme 3) Capacity Building Eg. leveraging PM Kaushal Vikas Yojana. # SUCCESSFUL MODEL: Sholapur SHG Rajasthan - 4 Principles of Rajeevika Weekly savingsRegular meetingLoan repaymentMaintenance of Records Such models can be upscaled at national level.
202 words1 paragraphs
Topper
Rasneet Kaur
AIR 51
Subject & Paper
GS2GS2
Topic
Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders
NGOs and SHGs
Role and impact of Self-Help Groups
Writing Stats
216
Total words
1
Paragraphs
analytical
Tone