Question Q.16GS2GS2
Self-Help Groups (SHGs) can play a crucial role in alleviating rural poverty by providing women with access to microfinance, enabling them to start small businesses and improve their livelihoods. Examine.
Main Body
Self Help Groups (SHGs) refer to group of organised individuals from similar socio-economic state who come together to improve their condition. SHGs critical role in alleviating rural poverty: (I) Access to microfinance: 1) micro finance as anti-poverty needle as it helps overcome immediate needs 2) Prevent falling into moneylenders debt trap 3) Collective responsibility and accountabilityless repayment burdenless Non-performing Assets (II) Start small business: 1) Will lead to income generation By Today over 88L SHG women led 2) Income will promote asset creationasset creationSelf confidence 3) Better accounting habitssavings Raised decision making arity (III) Improve their livelihoods: 1) Mobilisation will create political leverage Cf Oddsia govt gave loan/reach to 7k bdd 2) Investment in education/health ATRFF report: Women invest 90% income on family 3) Break social stigma/myths Cf Lijjat Papad movementFemale participation
144 words1 paragraphs
Answer continues on next page
- Comprehensive three-part framework addressing microfinance, business, and livelihoods
- Uses specific data (88L SHG women, ATRFF report statistics)
- Connects SHGs to broader social transformation (breaking stigma)
- Discusses economic multiplier effects (women invest 90% in family)
Topper
Bhavesh Jaglani
AIR 1282025
Subject & Paper
GS2GS2
Topic
Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders
Self-Help Groups (SHGs)
Role of SHGs in Alleviating Rural Poverty
Writing Stats
144
Total words
1
Paragraphs
Academic/Analytical
Tone