AY

Aryan YadavAIR 31

Question 16GS2GS2

Self-Help Groups (SHGs) are emerging as vehicles of socio-economic transformation in rural India. Examine the role of government in scaling their reach and effectiveness. (Answer in 250 words)

Open scan (p.41)

Main Body

SHGs are groups of people from similar socio-economic backgrounds that come together to achieve certain objectives

[Vehicles of socio-economic transformation]

1Woman's empowerment => 1.1 crore + SHGs in India, 8.8.1 have all women members
2Enabling poverty reduction => 60.1 of rural SHG members reported increase in income from 2019-22
3Undertaking initiative (urada [unclear])
4Promoting entrepreneurship
5Initiating financial inclusion => SHG Bank Linkage programme (NABARD)
6Providing access to collateral free credit => Visvos scheme
7Enabling women's participation in governance => Pramile Bisoi (Odisha) SHG member => MP
8Promoting socio-economic mobility of women => Drone Didi => woman farmers Incental financial independence of women => Janvoti didi scheme to boost income
4Promotion of financial literacy => Bank Sakhis
5Increasing financial inclusion => SHG Bank Linkage programme (NABARD)
6Providing access to collateral free credit => Visvos scheme
7Enabling women's participation in governance => Pramile Bisoi (Odisha) SHG member => MP
8Promoting socio-economic mobility of women => Drone Didi => woman farmers Incental financial independence of women => Janvoti didi scheme to boost income

[Role of government in scaling reach & effectiveness]

1Financial support to enhance market competitiveness => Janvori Yojana - Tribul SHGs
2Providing financial literacy
3Teaching professional management & proper monitoring & accounts
4SHG clusters to develop economies of scale
5SHG monitoring cells in every district provide quantitative & qualitative data
6Providing cheap access to credit via micro-finance

SHGs are crucial tools for ensuring inclusive growth, bridging the rural-urban gap

257 words4 paragraphs

Conclusion

SHGs are crucial tools for ensuring inclusive growth, bridging the rural-urban gap

12 words

Topper

Aryan Yadav

AIR 31

Subject & Paper

GS2GS2

Topic

Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders

NGOs and SHGs

NGOs and SHGs

Writing Stats

269

Total words

4

Paragraphs

structured analytical

Tone