AJ

ANKIT JARWALAIR 205· 2025

Question Q7.bGS4GS2

Effective utilisation of public funds is not merely an administrative requirement but a moral responsibility of those entrusted with public office. However, instances of funds allocated to government schemes lying idle or being diverted towards extraneous purposes continue to be reported across the country. Examine the reasons for under-utilization and mis-utilization of public funds and their implications.

Open scan (p.27)

Introduction

Public funds effective utilisation ensure economy, efficiency and effectiveness in outcome and is guided to principle to effective policy implementing.

20 words

Main Body

Public funds effective utilisation ensure economy, efficiency and effectiveness in outcome and is guided to principle to effective policy implementing.

Reason of under utilization:

1lack of knowledge and compute (2) red-tapism and unnecessary delay
3inadequate avenue identification (eg) no beneficiary identification in schemes
4time of disbursal of money (eg) Marchism phenomena)

[case study] - CAG found 80% fund unutilised in GUMPA Uttarkhand.

reason of mis utilization:

1disconnection with public office
2regulator and not endure attitude (eg) low seeking attitude
3nexus between political executive and bureaucracy

Implication of financial misappropriation:

1parallel economy in country
2impact on effective policy implementation
3hamper service delivery
4demolish social value and
5gauntletization of corrupting

[Law] - CAG (audit act); corruption is inevitable and need institutional reform like Jaundy [punishment] group whistle blowing register hostile. Singapore model of single audit corruption body can bring change in India as well

153 words5 paragraphs
  • Clear identification of economic principles (3 Es)
  • Specific case study with quantifiable data
  • Structured enumeration of causes
  • Addresses both administrative and institutional factors
  • Identifies systemic causes (political-bureaucratic nexus)
  • Comprehensive implications section (5 points)
  • References relevant legal framework (CAG Act)
  • Suggests comparative international model (Singapore)

Topper

ANKIT JARWAL

AIR 2052025

Subject & Paper

GS4GS2

Topic

Under-utilization and mis-utilization of public funds

Reasons and implications for public finance management

Administrative and systemic barriers to effective fund utilization

Writing Stats

173

Total words

5

Paragraphs

critical and reformative

Tone