GS2GS2
Discuss the role of digital platforms in empowering SHGs and enhancing their market linkage and credit access (Answer in 150 words)
Main Body
SHGs are peer controlled group of people with similar background coming together to achieve similar socio-economic objectives. India has 90 lakh SHGs supporting 11 crore people.
Bring efficiency of AePS by providing access to large market of selling goods on Amazon, LinkedIn.
Access to information on market demand dynamics; custom product making handicraft, organic products.
Provide access to e-banking and loans through apps.
Access to government scheme like NABARD-SHG Bank Linkage.
Training/capacity building through skill development of rural keepers.
Role of SHGs through market linkage: provide access to e-banking and loans through apps.
Along with IeT, the provisions of NEP 2020 need to be implemented to improve higher education system.
Increase exports by connecting Indian rural markets to international markets.
Spice demand in Middle East.
Producer innovation through digital infrastructure.
Learn from best models of SHGs like Kudumbashree model of Kerala.
Networking with other SHGs Members thereby ensuring skill learning.
Encourage habit of savings through digital banking.
Meet entrepreneurship by providing access to Venture funds to develop.
To tap digital platform SHG members need to trained in digital literacy (PGI.NISHA), along with ensuring access to digital infrastructure eg Common Service centres (Kshaya).
205 words15 paragraphs
- Provides quantitative data (90 lakh SHGs, 11 crore people)
- Lists multiple digital platform benefits
- Mentions government schemes
- Mentions specific successful model (Kudumbashree)
- Addresses digital literacy as key requirement
- Links multiple dimensions of development
Topper
Animesh Jain
AIR 63
Subject & Paper
GS2GS2
Topic
Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders
NGOs and SHGs
Digital Platforms and SHGs Market Linkage
Writing Stats
205
Total words
15
Paragraphs
prescriptive
Tone