Question 8GS2GS2
High healthcare expenses drag millions into situational poverty. In this light, discuss how the Pradhan Mantri Jan Arogya Yojana (PMJAY) has become a safety net.
Main Body
As per article 42, state shall aim to enhance public health. High expenses leading to poverty:
High expenses leading to poverty:
1Turn out of pocket expenditure → at (4+7)
2Missing middle which are not covered under any scheme
3lack of health insurance.
PM-JAY2 components:
1Health & wellness centres
275 lakh insurance for statutory & secondary care
How it is a safety net:
1Health & wellness centre aims to give health services at doorstep reducing out of pocket expenditure
2Insurance of 75 lakh acts as
Out multating mechanism from shocks. (4) Discount beneficiary families with co-work people are covered under it. (B) It covers private hospitals also for delivery of health services. Shortcomings:
1lack of penetration especially in rural & tribal areas
2CAG report looks at loopholes & corruption in
2Focus documentation & complex procedures
(d) Private sector is unethusiastic
Way Ahead:
1More coverage with more funds
2Increase health insurance penetration → Based Model
AB-JAY is a crucial step to achieve SDG - 3 of Good Health & Well being
183 words4 paragraphs
- Clear identification of poverty-healthcare nexus
- Explains PMJAY components clearly
- Discusses concrete benefits with financial figures
- Addresses both preventive and curative aspects
- Discusses implementation challenges comprehensively
- Identifies specific gaps in rural and tribal areas
- Connects to SDG-3 framework
- Provides solutions for coverage expansion
Topper
VIKAS
AIR 272025
Subject & Paper
GS2GS2
Topic
Welfare Schemes for Vulnerable Sections - Performance, Mechanisms, Laws and Institutions
Welfare Schemes
Pradhan Mantri Jan Arogya Yojana
Writing Stats
183
Total words
4
Paragraphs
formal analytical
Tone