2020 · Q64
Which of the following sectors contribute in recent years to the deterioration of asset quality of commercial banks by way of Non-Performing Assets?
- 1Agriculture and allied sector
- 2Industrial sector
- 3Infrastructure sector
- 4Information technology sector
Select the correct answer using the code given below:
indian-polity-economybanking-finance
- A1 and 2 only
- B2 and 3 only
- C1 and 4 only
- D1,2, 3 and 4
Explanation
The post-2015 deterioration in bank asset quality was concentrated in lending to industry (steel, textiles) and infrastructure (power, telecom) — sectors 2 and 3. Agriculture/allied activities and information technology contributed far less to the NPA build-up, so 1 and 4 are excluded.